Looking for a GI Product w/Issue Age less than 35. Does one exist ?

[Agent4Life]

Hi...

I'm looking for a guaranteed issue product with a starting issue age of less than 35. Most of the GI companies I'm contracted with start at age 40. Does anyone know of one ?

Thanks in advance for your help !

 

[HomeService]

While not guaranteed issue, the graded product at Fidelity Life Association may start at age 20 I believe, how young do you need to go?

 

[Agent4Life]

Hi......and thanks for responding.

O.K. I have someone 34 with Hodgkins (Male, non-smoker, no other health conditions).

This is the husband and father of a family of 4 who I had contacted during the latter part of last year. Unfortunately they decided to wait, and now that the husband has been diagnosed with hodgkins - the wife is frantically trying to secure some life insurance for them.

Any suggestions ?

 

[HomeService]

Western Southern has a GI { graded} through a brokerage deal in Fla. It is quite high on the premium. But if that's all he can qualify for. Graded may be his only choice.

 

[Newby]

Hi...

I'm looking for a guaranteed issue product with a starting issue age of less than 35. Most of the GI companies I'm contracted with start at age 40. Does anyone know of one ?

Thanks in advance for your help !

I can give you the Forethought Encore product if you are in Indiana, Kentucky, Tennessee, Ohio, Michigan or Florida.

 

[Agent4Life]

Thanks, but I write in Virginia, West Virginia, North Carolina, South Carolina and Maryland.

This particular client is in Virginia though.

 

[HomeService]

I have a Columbian Mutual GI { Binghamton NY} brochure here, says issue age 25-75.

 

[Newby]

Thanks, but I write in Virginia, West Virginia, North Carolina, South Carolina and Maryland.

This particular client is in Virginia though.

I don't go there.

If you can't find anything else, you can work with a funeral home to write a pre-need policy. They will likely use Forethought, Homesteaders or Monumental and can take him guaranteed issue at any age.

 

[theinuranceguy]

I can get you that forethought contract, I am licensed in those states.

 

[DanBran]

Yes I can refer Ramiz as a great one to work with and an excellant contract on Forthought