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It really isn't a carrier race...just being able to offer what's best for your clients.

Here is a 35yr male PNT 500k 30 yr term rate sheet (courtesy of Compulife). You can see that they're all similarly priced and yet each company has its own features/benefits, underwriting niches, comp schedules, and other factors.

There is no best company, just what's best for your client/the situation.
Can I be sued for looking at the compulife quote?
 
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