Looking for an ADD/ADB Product for Phone/e-submission

Discussion in 'Life Insurance Forum' started by 5starfinancialhealth, Jan 14, 2015.

  1. 5starfinancialhealth
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    5starfinancialhealth Well-Known Member

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    I currently have a contract with AG and fidelity and Assurity. I was looking for a product to offer I can market over the phone, whether E-submission or recorded verification. Looking to submit business starting on the first of February
     
  2. AlTheGud1sRtakn
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    AlTheGud1sRtakn Well-Known Member

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    Mutual of Omaha has an Accidental Death policy e-app. Are you looking for someone with it as a rider on a normal policy or a standalone accidental policy? Because you're going to go broke just selling accidental policies...
     
  3. salesinnovator
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    salesinnovator New Member

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    Any ADD/ADB Products with Voice Signature for Telesales?
     
  4. AboutThatLife
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    AboutThatLife Well-Known Member

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    There are entire companies that only sell accident policies.
     
  5. goillini52
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    goillini52 Well-Known Member

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    Name 2...............:err:
     
  6. salesinnovator
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    salesinnovator New Member

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    So, nobody knows of an ADD/ADB Product with Voice Signature for Telesales? Im sure there has to be a company that has a product like this. Looking for something that will preferable accept people up to the age of 80.
     
  7. dtownboy
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    dtownboy Well-Known Member

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    Stand alone add/ADB or plan with those available as a rider?
     
  8. salesinnovator
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    salesinnovator New Member

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    Stand Alone ADB or ADD product only. Any ideas?
     
  9. johndf
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    johndf Well-Known Member

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    That ship may have sailed. A number of companies that were in that space pulled out because they got burned by some very large telesales rooms selling the product as a life insurance policy instead of an ADD policy. Big advances, bad persistency doesn't take long for the losses to mount up.
     
  10. salesinnovator
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    salesinnovator New Member

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    Hmm, which companies were selling it? No one offers this product anymore? Why didn't they just pay advances on policies with bank info and as-earned commissions with credit/debit cards? If they did it that way their bottom line may have been better.
     

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