Looking for coverage of an 81 year old woman

Discussion in 'Life Insurance Forum' started by YoungGun, Aug 10, 2010.

  1. YoungGun
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    YoungGun New Member

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    A Carrier to get appointed whom can cover an 81yr female in great condition.


    Thanks. :cool:
     
  2. VolAgent
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    VolAgent Guru

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    Re: Looking for ...

    What face amount, what product, what is the objective? There are a lot of carriers out there that will take an 81 year old woman. How about some more details?
     
  3. NinjaNic
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    NinjaNic Guru

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    West Coast Life, $5,000,000 GUL, Standard NT at $285,610 a year. Is this what you are looking for? lol

    details details---if you want good answers.
     
  4. WinoBlues
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    WinoBlues Guru

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    If not, I AM.

    We issued an 81 yr old a few months ago. $35,000 tble F w/Genworth. Premium was in the $400+ range

    I had quoted her STD with the possibility of Std+. According to her son. She was perfect. Well they did forget about the multiple strokes. But they were little strokes.
     
  5. NinjaNic
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    NinjaNic Guru

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    WCL product is a great product. Had quoted a 81 yo woman standard due to health, they gave her table 4 on term. I switched to perm GUL, they upgraded her to standard. I dialed down the guarantee to go 15 years and we placed very near my original quote. The only other carrier that I see competitive up against WCL is LBL for the older ages with ratings.

    I ate prime rib that month.
     
  6. Robert Barney
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    Robert Barney Guru

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    They didn't forget - they just hoped no one would notice.
     
  7. GreenSky
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    GreenSky Guru

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    I suggest you find other places to contract other than Jim. His only purpose is to recruit. He has been licensed all of 3 years and needs advances to stay in business.

    Find someone who can HELP you and proven this with a bit of longevity.

    Rick
     
  8. bobkerry
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    bobkerry New Member

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    hey i think you can search on internet and i am sure you will find something related to it as there are various policies and procedures....
     
  9. WinoBlues
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    WinoBlues Guru

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    Danger, Danger Will Robinson, Danger!
     
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