LT Disability Question

pfg1

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I have a prospect who works in a manufacturing plant running one of the machines who is looking for LT DI. A couple carriers I checked with MoO and ON will only go out to 5yr benefit period, based on job class (skilled worker/light machinery).

Will anyone go beyond 5yrs? He's 36 now, his bank gave him a quote for 5yr, 10yr, and to age 65. Not sure who they are quoting. He wants to go longer than 5yrs, and to be able to replace as much of his $50k income as possible.

I don't know much about LT DI honestly, trying to get some quotes for him. Thanks for any suggestions on who I might be able to look at!
 
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