f55c6
Expert
- 43
I'm 56 and was quoted $278 a month for a CalPERS LTC "Premier 10 year plan." The premier plan offers $200 a day, a 10 year benefit period and $730,000 of coverage. The plan comes with a 3% simple interest inflation protection. The quote does not include return of premium but does include a survivorship benefit. Is this a fair price for the plan when compared to other commercial carriers?