LTC: To Insure or Self Insure?

[Steve Savant]

The attachment is from Insmark and displays a powerful argument for long term care.

 

[KarenLorenzo]

The attachment is from Insmark and displays a powerful argument for long term care.

This is a good presentation to show how much money you can save when you have long term care insurance. Statistics provided have explained that spending around 1k-4k for ltc insurance is much more better than spending 60k for paying care out of pocket.. And I'm sure a lot of people are glad if they have one

 

[Stephen]

The attachment is from Insmark and displays a powerful argument for long term care.

I would like to see an annuity with LTC benefits thrown in the mix.

 

[KarenLorenzo]

I would like to see an annuity with LTC benefits thrown in the mix.

You can check the long term care (LTC) insurance hybrid policy. It combines the benefits of life insurance with ltci

 

[ltcadviser]

You can check the long term care (LTC) insurance hybrid policy. It combines the benefits of life insurance with ltci

Hybrid policies can be either annuity plus LTC COB rider or life insurance plus LTC COB rider. Central Solution requested to see a hybrid annuity LTC illustration.

 

[CALTCAgent]

I am not so sure this illustration will motivate an affluent person to get LTC.


I am curious to see the effects of LTC withdrawls from a portfolio during a down period in the market.


I think this was based on a 3% guaranteed and liquid investment. I don't know that exists.