I recently left my career position in the Medicare world to become independent. I consider myself an expert on the Medicare world, but I am very in experienced in the Pre65 plans. Is the exchange worth investing time/energy into. Local brokers have told me they don't mess with it because they don't get paid. I will not have this as a focus of what I am doing, but many times I have a client who turns 65, and the spouse is younger and I just refer them to healthcare.gov What is your experience(s) with the Exchange. I understand the concept... I would just like a brokers perspective on it. Ball park what is the compensation for the plans (A range is fine). I know the commission is based upon entire premium (with the subsidy) I just would like real world examples of what you all have been facing with it.