Maternity Benefits

Jul 24, 2008

  1. OBI Texas
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    OBI Texas Expert

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    Is there a maternity benefit out there that is worth paying the extra premium for? Every one I've seen (which isn't many) is just too expensive to mess with. What is your opinions?
     
  2. TXINSURANCE
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    Not much other than the United / Golden Rule rider which will give access to negotiated rates and kick in a few grand for $106 additional per month.

    Assurant has a 100% coverage but the lowest deductible in Texas is $5000.

    If you are not appointed with UHC / Golden Rule you can PM me I have 20 and 22% contracts with leads (shameless plug).

    Texas is pretty rough on maternity.

    I usually just recommend Medicaid and call it a day. I have Medicaid contracts that pay 0% as well if you need one. ;)
     
  3. OBI Texas
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    OBI Texas Expert

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    Thanks, but I'm already appointed with medicaid;)
     
  4. somarco
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    somarco GA Medicare Expert

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    Do you have leads on that as well?

    How about commission advance?
     
    somarco, Jul 25, 2008
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  5. TXINSURANCE
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    Yes leads are widely available - or you can go to Walmart and find your own leads.

    It is 0% with a 60 month advance, which unfortunately is still 0%.
     
  6. somarco
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    somarco GA Medicare Expert

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    Well if I have to go find my own leads I don't think I am interested . . . even with the advance commission . . .

    But thanks any way.
     
    somarco, Jul 25, 2008
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  7. taterpeeler
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    do u charge interest on that advance... oh, never mind...
     
  8. joshril
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    I'm getting a 72 month advance now...
     
    joshril, Aug 14, 2008
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  9. InsuranceBenefitsGroup
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    Assurant in FL has a $1000 ($360ish per month) and $2500 ($160ish per month) ded. It's about the only worthwhile solution here.
     
  10. somarco
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    somarco GA Medicare Expert

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    Teachers pet!!

    Of course he is hosing you on the whitepaper report . . .
     
    somarco, Aug 16, 2008
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