Med Supp Calculator for my Clients

Sep 13, 2015

  1. robdedgar
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    robdedgar New Member

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    I represent about 60 different carriers and would like a simplier way to calculate the lowest cost med supp for my client. Anyone have any recommendations?

    Thanks
     
  2. plannerman
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    plannerman Super Genius

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    Subscribe to csg actuarial
     
  3. sman
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    sman Guru

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    CSG is your best option.
     
    sman, Sep 13, 2015
    #3
  4. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    As already said, CSG's the way to go. They list every company. It's nice to be able to look up your competition. They also have MA/MAPD/PDP and FE. All 3 for $30 a month. I think it's $150 for all states.
     
  5. GreenSky
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    GreenSky Guru

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    We have a great discount on CSG. If you only need one state just get it directly. But the discount through the association for all 58 states is more than the cost of membership.

    Rick
     
    GreenSky, Sep 13, 2015
    #5
  6. Justin Bilyj
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    Justin Bilyj Guru

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    CSG doesnt have every company, I see companies on Ritter that arent on CSG, and vice versa...
     
  7. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    Really? I haven't noticed that. I like the fact they even have the car insurance companies like State Farm and Country Cos. listed. If you want them to add one they will, same way with FEX Quotes.

    Doesn't Ritter just show the companies they handle?
     
  8. YouGotMyMoney
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    YouGotMyMoney Guru

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    State:
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    I thought I saw something similar, a carrier missing - I put it down as a temp glitch only I experienced. 95% of the time they are reliable.

    But after a while you know your markets and dont need a rater to tell you whose #1, #2, #3.

    In FL, I know UHC is #1, FL BLUE is #2 by $1/mo a lot of the times - and in some counties, they edge out UHC and are #1 by $1-1.25 or so premium difference.

    I'm sure other markets are similar.

    ----------

    For Tampa Bay, Ritter doesn't have BCBSFL which is $0.05 more expensive than UHC. Also they don't show Aetna either, here is what they do show..

    Consiring Ritter is FREE, it's great - they aren't charging anything, it's pretty good. I personally use CSG for Medigap quoting and Ritter for MAPD/PDP.

    Ritter Top 3 for 33602

    UnitedHealthcare Insurance Company
    Gerber Life
    UnitedAmerican

    CSG Top 3 for 33602

    UnitedHealthcare Insurance Company
    Blue Cross and Blue Shield of Florida, Inc.
    GLOBE LIFE AND ACCIDENT INSURANCE COMPANY

    Ritter Top 3 for 77075

    Blue Cross Blue Shield IL TX MT OK NM
    Transamerica Premier Life
    New Era

    CSG Top 3 for 77075

    Reserve National Insurance Company
    BCBS Il/Tx/Nm/Ok
    Usaa Life Insurance Company


    Ritter Top 3 for 31217

    New Era
    Aetna Health and Life
    Heartland National Life Insurance Company

    CSG Top 3 for 31217

    Companion Life Insurance Company
    State Mutual Insurance Company
    New Era
     
  9. robdedgar
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    robdedgar New Member

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    Thank you all for your assistance

    Rob
     
  10. sshafran
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    sshafran Guru

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    State:
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    How are you subscribing / accessing CSG?

    I've noticed through MAT, that they are limiting the carriers (unless I have settings wrong?). On my own subscription in my zip code, plan F age 65 generates 56 quotes. On MAT, it generates 34, and excludes a few carriers which I am appointed with.

    In short, if you have your own subscription, I don't think there are any missing - or at least there are very, very few missing quotes.
     
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