RunnerDude
Super Genius
- 181
Does anyone know of a Medigap company that will accept clients who currently use insulin? I was thinking there was one that had a "standard" rating.
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About all of them.Does anyone know of a Medigap company that will accept clients who currently use insulin? I was thinking there was one that had a "standard" rating.
Yep, insuln by itself isn't a problem, but diabetes and heart are. Bankers Fidelity and Everest are good for that combo. Bankers Fidelity for diabetic neuropathy.@goillini52 and @vic120 offered good direction.
While insulin is an issue more often than not you can miss an opportunity if they have other issues related (or not related) to diabetes. Cholesterol, heart med's can be a challenge. Neuropathy almost always a deal breaker.
Point is, don't just stop asking questions about insulin. Ask about other med's as well.
Most carriers do the bulk of their underwriting from Rx history which can be verified vs relying on the answers to health questions.