I know that insureds currently enrolled in a MAPD like Coventry's Advantra Freedom PFFS qualify for a Med Supp guaranteed issue period due to the plan being terminated.
But what about this case:
The client has been enrolled in the Humana Gold Choice PFFS H1804-081 for the past three years. This plan will no longer be available for the plan year 2010.
According to Humana, insureds who take no action will automatically be rolled into a new plan, H2944-017, rather than be automatically returned to Original Medicare.
Although this client has been happy with their MAPD coverage, even in the face of a large claim, they didn't like the nightmarish job of cross referencing EOBs with provider bills, endless EOB errors & corrections, and the mountainous piles of paper.
The client has expressed a desire to return to Original Medicare but will not qualify for a fully underwritten Med Supp.
After calling Humana and being shuffled around to seven different MAPD ?professionals?, Humans states that although this person's plan is not being renewed, they are being migrated into a new plan and therefore don't qualify for Med Supp guaranteed issue.
Is this correct?
But what about this case:
The client has been enrolled in the Humana Gold Choice PFFS H1804-081 for the past three years. This plan will no longer be available for the plan year 2010.
According to Humana, insureds who take no action will automatically be rolled into a new plan, H2944-017, rather than be automatically returned to Original Medicare.
Although this client has been happy with their MAPD coverage, even in the face of a large claim, they didn't like the nightmarish job of cross referencing EOBs with provider bills, endless EOB errors & corrections, and the mountainous piles of paper.
The client has expressed a desire to return to Original Medicare but will not qualify for a fully underwritten Med Supp.
After calling Humana and being shuffled around to seven different MAPD ?professionals?, Humans states that although this person's plan is not being renewed, they are being migrated into a new plan and therefore don't qualify for Med Supp guaranteed issue.
Is this correct?