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I know of a guaranteed issue FE policy (Americo's UPIII), however, its premiums are very steep. It does benefit those that cannot get coverage anywhere else. If this "complementary" FE policy is price wise also good, then I am all ears.....
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Hey Less=More!
You're not accepting emails and neither you nor I can PM LOL. If you could email me on your product I'd appreciate it.
Richieg
Continental have a med sup/FE combo in some states.
Most of the combo products are not good for the clients as it limits their options. What if they want to change their med sup company down the road? Cn the FE be separated from it at that time?
To include is to exclude. Why would any agent want to exclude products from their clients?