- 14,809
Anyone here know something about Medicaid?
Just took a call - father freaking out. His 23 year old daughter is currently hospitalized - major accident (not car) and apparently she is going to need a lot of care.
She is not a dependent - father did not claim her and she's not a student - worked for a peace group and made next to nothing however still lives at home.
She has no coverage and the hospital is playing hard-ball regarding the money owed. The father is going nuts thinking that some way some how the hospital is going to try and attach his assets...which he thinks they cannot do since she is not a dependent.
We were talking about the state plan however another insurance agents told him she the daughter can get onto Medicaid and get all the current hospital bills paid. To me, that doesn't play out.
So basically the advise the father got from this other agent (local agent) was if his daughter went onto the state plan she obviously cannot also get onto Medicaid which means someone owes the bill....which he cannot come close to paying.
The only correct piece of advice the father got was MHIP has outpatient limitations and with the level of care she'll need MHIP is almost a worthless option.
He also doesn't want his daughter to have to file for BK. Now, why she's running around without coverage is one issue but I'm trying to find whether or not that other agent's advice was accurate about Medicaid paying the current bill.
Just took a call - father freaking out. His 23 year old daughter is currently hospitalized - major accident (not car) and apparently she is going to need a lot of care.
She is not a dependent - father did not claim her and she's not a student - worked for a peace group and made next to nothing however still lives at home.
She has no coverage and the hospital is playing hard-ball regarding the money owed. The father is going nuts thinking that some way some how the hospital is going to try and attach his assets...which he thinks they cannot do since she is not a dependent.
We were talking about the state plan however another insurance agents told him she the daughter can get onto Medicaid and get all the current hospital bills paid. To me, that doesn't play out.
So basically the advise the father got from this other agent (local agent) was if his daughter went onto the state plan she obviously cannot also get onto Medicaid which means someone owes the bill....which he cannot come close to paying.
The only correct piece of advice the father got was MHIP has outpatient limitations and with the level of care she'll need MHIP is almost a worthless option.
He also doesn't want his daughter to have to file for BK. Now, why she's running around without coverage is one issue but I'm trying to find whether or not that other agent's advice was accurate about Medicaid paying the current bill.