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I have a potential client that I am quoting, and they currently have $25,000 of Medical Payments coverage. My company only offers up to $5,000 of Medical payments, which is what I am quoting her.
I will be increasing her UIMBI coverage from 30/60 to 50/100 and am coming in about $120.00 less expensive.
How much of a disservice to her would it be (if any) if I decreased her Med Pay, or is there a way to explain that the BI liability is sufficient and will kick in to cover her and or her passengers in case they are ever injured in an accident, keep in mind I am in CA?
Any help is appreciated.
I will be increasing her UIMBI coverage from 30/60 to 50/100 and am coming in about $120.00 less expensive.
How much of a disservice to her would it be (if any) if I decreased her Med Pay, or is there a way to explain that the BI liability is sufficient and will kick in to cover her and or her passengers in case they are ever injured in an accident, keep in mind I am in CA?
Any help is appreciated.
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