Medicare Advantage dis-enrollment

Nov 21, 2018

  1. SamIam
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    SamIam Guru

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    I don't sell Medicare advantage so that is why I ask? I always thought you can only switch from Advantage back to original Medicare and a supplement during this time period if it wasn't the first year. Somebody told me in 2019 you can also switch back from Jan 1st through March 31st.

    I have a client who has been on Medicare Advantage with a different agent for a couple of years and wants to go back a supplement she can't do it now because she is out of the country but will be back in February.

    Can this be done?
     
    SamIam, Nov 21, 2018
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  2. TwoCents
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    TwoCents Guru

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    New for 2019 is the Medicare Advantage Open Enrollment Period that runs from 1/1 to 3/31. During this time most (I don't say all b/c of ESRD) MA members can choose a different MA or disenroll to return to Original Medicare. If they return to OM, they can also enroll into a stand-alone prescription drug plan (PDP).
     
    TwoCents, Nov 21, 2018
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  3. WCMason
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    WCMason Guru

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    TwoCents has this exactly right. I'll add one thing given you don't work with MA plans: don't submit the drug enrollment until after the med sup has been approved, as the PDP will automatically cancel that MA and you don't want to leave your client with no MA and a declined med sup.
     
    Last edited: Nov 22, 2018
    WCMason, Nov 21, 2018
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  4. SamIam
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    SamIam Guru

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    Does this also apply to Part D the new enrollment period?
     
    SamIam, Dec 5, 2018
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  5. Rossat
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    Rossat New Member

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    You can disenroll from your Medicare Advantage Plan and return to Original Medicare. If you choose to do so, you’ll be able to join a Medicare Prescription Drug Plan.

    During this period, you can’t:
    • Switch from Original Medicare to a Medicare Advantage Plan.
    • Join a Medicare Prescription Drug Plan if you’re in Original Medicare.
    • Switch from one Medicare Prescription Drug Plan to another if you’re in Original Medicare.
     
    Rossat, Dec 5, 2018
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  6. Philip Russell
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    Philip Russell New Member

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    that was a fun lesson only the lucky agents get to experience lol
     
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