Medicare Advantage/Supplements

Mar 19, 2019

  1. Paul O
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    Paul O New Member

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    Hi,
    Being forced to relocate to The Villages, Fl. for personal reasons. Have built a real successful residential real estate sales business from scratch and having to start over again I am thnking about getting Insurance license and selling medicare products. I don't mind spending money to get my business off the ground. Just curious if people would recommend going to Humana/United Health/ Aetna or on my own through an FMO. I am 57 years old so not sure companies would hire me directly. Thanks for your advise.
     
    Paul O, Mar 19, 2019
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  2. Chazm
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    Chazm Guru

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    You can go direct with each company. But why do that when an FMO can give you lead co-op? No one cares about your age.

    There’s a lot of competition in that area (villages) and UHC is a must have. Lots of doctors won’t take Med supps, only uhc part c.
     
    Last edited: Mar 19, 2019
    Chazm, Mar 19, 2019
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  3. Paul O
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    Paul O New Member

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    Thanks. Read earlier that someone suggested starting out as a captive(?). Have been checking out different FMO's. Are there any better than others? Not afraid to spend money but would need some guidance. Thanks.
     
    Paul O, Mar 19, 2019
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  4. Todd King
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    Todd King IMO/FMO Owner

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    You might also want to check out MedicareTraining101.com
     
  5. Paul O
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    Paul O New Member

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    Thanks Todd.
     
    Paul O, Mar 19, 2019
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  6. Chazm
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    Chazm Guru

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    I guess it depends on who and if you have no idea what’ to do. I’m sure you can find a small Indy shop in town (not named bankers).
     
    Chazm, Mar 19, 2019
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  7. ExProgrammer
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    ExProgrammer Guru

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    How are they able to not take supps if they take Medicare?
     
  8. Chazm
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    They don’t take Medicare. It’s just odd that a company would only take part c and not Medicare/supps
     
    Chazm, Mar 20, 2019
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  9. PCBI
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    PCBI Super Genius

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    I have sold insurance for 24 years. If I were to start over I would focus on dental, life and annuities. If u ho into the business of Med Adv and supplimental as ur main product ur client services will be very high as well as turnover. I would only use Med Adv and Supplemental medicare as a added goto product. Both products require much more customer service and phone calls. I am semi retired and almost all my business of 24 years revolves around having hiurs in ohone related to Medicare. Hardly ever a need to clarify life policies bc they are simple. These healthcare products carry high turnover as well. Focus in life and dental is my recommendation! Cheers
     
    PCBI, Mar 20, 2019
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  10. Todd King
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    Todd King IMO/FMO Owner

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    Med Supps require very little service work other than a yearly review. Some agents just don't have time for silly things like that though.
     
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