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This is INCORRECT. I just got off the phone with United World to clarify what I had understood. Before I post the information, I wanted the company to "back me up."United World will accept ANYONE inside the 12 month period of being on a MA plan. If they chose an MA in the OE period then They can go to any med supp inside the 12 month period. All you need to provide is the expiration leter of the MA plan.
Here's the bottom line:
If the member enrolls for the 1st time in an MA plan and leaves within the first 12 months, he or she may go back to their old Med Supp without proving insurability. If that policy does not exist, then they can go anywhere. Once they are past the 12 months, then they must be underwritten.
If the person moves out of the service area or their MA plan cancels, then they may go to any supplement on a guaranteed issue basis.
United World and every other carrier I know of follows the federal guidelines for guaranteed issue from an MA plan. You might be able to "slip something by the company", but I certainly wouldn't want to risk my client's coverage (not to mention my e&o) on that.
Rick