Medicare+Medicaid??

New agent here. If my client has Medicare and Medicaid and he/she goes to see a specialist who doesn't accept Medicaid (but accepts Medicare), what will happen with remaining 20%? Does he or she get a bill? Or Medicaid gets billed anyway, or something else...?
Thanks for help

Dual MAPD . . .

Does he/she have any chronic health conditions?
 
It’s hard for seniors on Medicare to find a good doctor that is accepting new patients. Even with a supplement. Doctors make much less with Medicare patients than with patents who are not on Medicare.

That is way worse if they are on Medicaid and the office doesn’t accept Medicaid. ...

True...what do you recommend your NEW clients do in this case?
Thanks!
 
In Georgia I believe the % of PCP's that accept Medicaid patients is less than 40%. Probably not much different in other states.

According to KFF 96% of PCP's accept original Medicare. There may be a waiting list for some docs if you are a new patient, but I have not had clients say they could not find a doc who takes original Medicare. This includes clients that did not have a PCP prior to age 65.

More rejection problems with MA plans. Not all docs take them. Some will take BX but not Aetna or vice versa. There are also parts of the state where hospitals only accept a limited number of MA plans. And areas where the number of specialists that participate in MA plans is limited.

My PCP has a list of insurance and non-insurance plans they will not take.

Many cancer treatment centers like do not accept any MA plans.
 
My book of business resides in mostly rural communities throughout northern Indiana and haven't had an issue with Medicare acceptance. Dual eligible policyholders some times want the option of a non Medicaid provider that will accept an insurance plan instead. I would recommend to know, to the best of your ability, the specific provider's billing on this matter.
 
More rejection problems with MA plans. Not all docs take them.
True, and part of the reason has been stated before...but for the sake of redundancy, the reason is that the plans shave more off the bone from service providers. As much as we all like to think that Dr's, generally speaking, are altruistic and benevolent, the reality is that most want to maximize their incomes.
On the question of whether or not the PCP or service providers in general accept Medicare and/or Medicaid, I've run across many that prefer dealing with Medicare and or Medicaid directly vs someone who's is in a DSNP.
So, I've left some prospects on straight Medicare/Medicaid, when their preferred PCP or Specialist didn't accept the "best" plan for their patient, and the patient/prospect was not willing to switch Dr's.
 
Thats what we were told at one of the Regional meetings, let me call one of the managers to confirm.

Let me know but any meeting I’ve been to just says the HMO and PPO have the same network. Their DSNP has had a separate network since I’ve been in the biz
 
So i checked with the uhc regional managers, and they said that the networks are about 96-97% identical...but there are a few that don't take the dual plan.

Whoops missed this. I question that %. I mean, I looked up my Dr. first and he didn’t take the SNP. Sounds like UHC not knowing their product.
 
Back
Top