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Met also has a provision like Allstate that captives will underwrite discounts at renewal, but not up front. Check their quote for a TRUE accounting of discounts.Metlife captive P&C rates are super competitive, way lower than independent metlife rates. I just know cause I quoted someone on metlife and they got a metlife quote from a captive agent, it that was way lower than my quote.
I'm an insurance agent in TN wanting to start my own agency. A sales manager with Metlife has been pursuing me about that company's opportunity. Is it a good one? Would I be better off looking elsewhere. This individual has been kind of pushy. That has me leery.