- Thread starter
- #11
Missed "seeing" you around. Good to know you are alive and well.
Aetna - Has the applicant ever used . . . marijuana
Blue - Mute on marijuana but does say "had medical advice, treatment or KNOWN INDICATIONS of health problems . . ."
Coventry - Mute on marijuana but does say "had any signs or symptoms that would cause an ordinary, prudent person to seek advice, treatment or therapy . . ."
GR - In the last 5 years had any treatment, diagnosis, INDICATION . . . of an alcohol or drug dependency problem
Humana - In the last 5 years used marijuana
KP - In the last 5 years used illegal drugs not prescribed by a physician.
Time - Used sedatives . . . cocaine or other hallucinogenic drugs
I suppose one could take the view that Cannabis is not a hallucinogenic drug, but rather a psychoactive drug.
That seems to be splitting hairs.
I could also put him with BX and hope he doesn't go in for treatment any time soon. Of course, if he did the care would be denied as pre-ex.
Same with Covenant and any other carrier.
His mom approched me about finding coverage in hopes of putting him in a 30 day inpatient program. I have already told her it probably wont fly but promised to see what might happen.
Can he get by without the carrier knowing?
Probably.
At least until he goes in for treatment.
Catch 22.
Aetna - Has the applicant ever used . . . marijuana
Blue - Mute on marijuana but does say "had medical advice, treatment or KNOWN INDICATIONS of health problems . . ."
Coventry - Mute on marijuana but does say "had any signs or symptoms that would cause an ordinary, prudent person to seek advice, treatment or therapy . . ."
GR - In the last 5 years had any treatment, diagnosis, INDICATION . . . of an alcohol or drug dependency problem
Humana - In the last 5 years used marijuana
KP - In the last 5 years used illegal drugs not prescribed by a physician.
Time - Used sedatives . . . cocaine or other hallucinogenic drugs
I suppose one could take the view that Cannabis is not a hallucinogenic drug, but rather a psychoactive drug.
That seems to be splitting hairs.
I could also put him with BX and hope he doesn't go in for treatment any time soon. Of course, if he did the care would be denied as pre-ex.
Same with Covenant and any other carrier.
His mom approched me about finding coverage in hopes of putting him in a 30 day inpatient program. I have already told her it probably wont fly but promised to see what might happen.
Can he get by without the carrier knowing?
Probably.
At least until he goes in for treatment.
Catch 22.