Most Competitive UL/IUL

SM3434

Expert
28
I have a 35M non tobacco with a $1,000,000 UL. He's unhappy with his current contract for 2 reasons, performance of the policy, and was a previous agent with a vendetta against the company. He wants to 1035 the policy to another contract. Who's got the most competitive IUL on the market.
 
Why is he unhappy with the policy performance? He's only 35, how long could he have possibly had this in place? There might be surrender charges that would eliminate whatever cash value he has....any more details?
 
I have a 35M non tobacco with a $1,000,000 UL. He's unhappy with his current contract for 2 reasons, performance of the policy, and was a previous agent with a vendetta against the company. He wants to 1035 the policy to another contract. Who's got the most competitive IUL on the market.


How long has he had it? Is it still in surrender?

But of course, if he wants it he wants it...

I would look at Lincoln Financial or Penn Mutual, they have two of the strongest IULs out there.
Check out the last page of the thread "Suggestions for UL for CV growth" under the life insurance section.
 
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