Moved Back to USA - SEP?

Jan 10, 2019

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  1. somarco
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    somarco That Medicare Expert Guy

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    88 year old US citizen. Moved out of country for 3 years, now back home as of early December. Kept Medicare but dropped Medigap and PDP. AARP/UHC may be her only shot for a Medigap due to health issues.

    Needs Part D.

    She missed the open enrollment deadline (12/7) but does re-entering the country give her an SEP? And will she pay a penalty for going without Part D for 3 years?
     
    somarco, Jan 10, 2019
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  2. Northeast Agent
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  3. TwoCents
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    TwoCents Guru

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    Yes, has 2-months SEP once back in the country. She wasn't eligible to enroll into Part D while out of the country so the 3-yr gap should be a non-factor.
     
    TwoCents, Jan 10, 2019
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  4. somarco
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    somarco That Medicare Expert Guy

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    Thanks for the help.

    I thought she had an SEP but not sure. ASSUMED there would not be a penalty. Not sure what kind of PROOF the carrier will want since this is what I consider an unusual situation.
     
    somarco, Jan 10, 2019
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  5. Northeast Agent
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    A stamped passport, maybe?
     
  6. somarco
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    somarco That Medicare Expert Guy

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    Many places no longer do that . . . except in the movies.
     
    somarco, Jan 10, 2019
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  7. Todd King
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    Todd King IMO/FMO Owner

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    Utility bills from overseas maybe?
     
  8. Fisher
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    I'd be willing to wager that the carrier could answer that. ;)
     
    Fisher, Jan 11, 2019
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  9. somarco
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    somarco That Medicare Expert Guy

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    Does Peru have utilities?
     
    somarco, Jan 11, 2019
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  10. Todd King
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    Todd King IMO/FMO Owner

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    Hmmmm, good point! They do have donkeys there, so maybe one of Goillini's cousins may be able to answer for us. :yes:
     
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