Moved Back to USA - SEP?

[somarco]

88 year old US citizen. Moved out of country for 3 years, now back home as of early December. Kept Medicare but dropped Medigap and PDP. AARP/UHC may be her only shot for a Medigap due to health issues.

Needs Part D.

She missed the open enrollment deadline (12/7) but does re-entering the country give her an SEP? And will she pay a penalty for going without Part D for 3 years?

 

[Northeast Agent]

Medicare Advantage and Part D for those who live abroad - Medicare Interactive

 

[TwoCents]

88 year old US citizen. Moved out of country for 3 years, now back home as of early December. Kept Medicare but dropped Medigap and PDP. AARP/UHC may be her only shot for a Medigap due to health issues.

Needs Part D.

She missed the open enrollment deadline (12/7) but does re-entering the country give her an SEP? And will she pay a penalty for going without Part D for 3 years?

Yes, has 2-months SEP once back in the country. She wasn't eligible to enroll into Part D while out of the country so the 3-yr gap should be a non-factor.

 

[somarco]

Thanks for the help.

I thought she had an SEP but not sure. ASSUMED there would not be a penalty. Not sure what kind of PROOF the carrier will want since this is what I consider an unusual situation.

 

[Northeast Agent]

A stamped passport, maybe?

 

[somarco]

A stamped passport, maybe?

Many places no longer do that . . . except in the movies.

 

[Todd King]

Utility bills from overseas maybe?

 

[Fisher]

Not sure what kind of PROOF the carrier will want since this is what I consider an unusual situation.

I'd be willing to wager that the carrier could answer that.

 

[somarco]

Utility bills from overseas maybe?

Does Peru have utilities?

 

[Todd King]

Does Peru have utilities?

Hmmmm, good point! They do have donkeys there, so maybe one of Goillini's cousins may be able to answer for us.