88 year old US citizen. Moved out of country for 3 years, now back home as of early December. Kept Medicare but dropped Medigap and PDP. AARP/UHC may be her only shot for a Medigap due to health issues.
Needs Part D.
She missed the open enrollment deadline (12/7) but does re-entering the country give her an SEP? And will she pay a penalty for going without Part D for 3 years?
Needs Part D.
She missed the open enrollment deadline (12/7) but does re-entering the country give her an SEP? And will she pay a penalty for going without Part D for 3 years?