Multiple state licensing check up

Discussion in 'General Insurance Agent Discussions' started by TampaHound, Oct 12, 2017 at 11:32 AM.

  1. TampaHound
    Offline

    TampaHound Well-Known Member

    Posts:
    398
    Likes Received:
    0
    State:
    Florida
    This recently happened to a friend of mine at work.

    She was licensed in the state of VA for several years. Recently she found out that the company (insurance call center) she works for did not renew her license in that state. This is the kicker. They didn't remove that state from her dialer or inform her they didn't renew her license in that state.

    She's covered legally since it's the companies fault.

    BUT is there a way to check ALL the states your licensed in at the same time? Or do you have to do it one state at a time?

    More curious than anything.
     
  2. Tahoe Ray
    Offline

    Tahoe Ray Well-Known Member

    Posts:
    2,277
    Likes Received:
    1
    State:
    Nevada
  3. Todd King
    Offline

    Todd King Well-Known Member

    Posts:
    6,068
    Likes Received:
    22
    State:
    Virginia

    Nah, she won't be able to do anything about it since it is ultimately her responsibility to make sure her licenses, etc are up to date.

    If she has ever done contracting through SureLC/SuranceBay, she could go there and look at her licenses. Might be able to do the same thing through NIPR.
     
  4. VolAgent
    Online

    VolAgent Well-Known Member

    Posts:
    13,164
    Likes Received:
    11
    State:
    Tennessee
    I would say legally, she is not covered. It is her responsibility to ensure she is licensed in any state in which she conducts business.
     
    regularAgent, Newby and BADTROUT like this.
  5. TampaHound
    Offline

    TampaHound Well-Known Member

    Posts:
    398
    Likes Received:
    0
    State:
    Florida
    Really? I would have thought that working for a corporation, they would change her dialer so the company could avoid that issue. If she's an independent then I could see that being her fault, but she's a captive agent.

    Interesting.
     
  6. VolAgent
    Online

    VolAgent Well-Known Member

    Posts:
    13,164
    Likes Received:
    11
    State:
    Tennessee
    Yes, they should have changed it. But as an agent, it is her obligation to know where she is licensed and to only speak to people from those states. She didn't mess up, but she stands to pay the price.
     
  7. steve heller
    Offline

    steve heller Member

    Posts:
    7
    Likes Received:
    2
    State:
    Texas
    I use sircon.com's ProducerEdge website to manage my license information. It's only $15 a year or so, which seems well worthwhile.

    Not affiliated with them, just a customer.
     
    Shmitty and Tahoe Ray like this.
  8. BADTROUT
    Offline

    BADTROUT Well-Known Member

    Posts:
    118
    Likes Received:
    12
    State:
    Colorado
    100% correct Vol... Had a producer apply, would have hired her but she wasn't able to license for 2 years because "Aflac" didn't renew her license for her and she operated without a license for several years until she was caught. The burden is absolutely between the professionally licensed insurance producer and the governing body of the state they hold the licenses... No employer can legally even answer the questions required to renew a license. We did not hire her for the record.
     
  9. VolAgent
    Online

    VolAgent Well-Known Member

    Posts:
    13,164
    Likes Received:
    11
    State:
    Tennessee
    It is great if someone will pay your license on your behalf, but you should ensure that your personal address is on file with the DOI. I'm not aware of a single one that does not mail a renewal notice. Many also send out email notices as well. Also, if you have any contracts through SuranceBay, it also looks at license renewals.
     
  10. BADTROUT
    Offline

    BADTROUT Well-Known Member

    Posts:
    118
    Likes Received:
    12
    State:
    Colorado
    As a standard practice we do nothing for employees license for this situation alone. If you are a professional, be a professional. We pay for pre-licensing and the testing... re-tests, CE and the license itself all on the employee.
     

Share This Page