Would I be asking a dumb question to ask:
I wonder why the insurance carrier paid his claims as primary insuror for 3 years?
Yes this is one of those things if you were in the buis you would know things like that happen all the time
For instance, when someone on ACA turns 65 they are supposed to get Medicare and stop ACA, However, Ive seen many that had to go through the GEP late enrollment because they thought it would be good to keep aca and not get medicare
We know a thing or 2 Because we've seen a thing or two