As a California agent appointed to sell the AARP Medicare supplement, all applicants are eligible for their plan unless they have ESRD.
Due to AARP liberal underwriting I have placed several applicants with the AARP plan, as my other company (Anthem Blue Cross)would not enroll the applicant, such as being treated or had a stroke, heart disease etc.
(The applicants were out of the guarantee issue period, had current health problems and would only qualify for a Med supp through AARP)
AARP will have to raise the rates in the future due to the adverse selection or begin to have stricter underwriting rules.
Due to AARP liberal underwriting I have placed several applicants with the AARP plan, as my other company (Anthem Blue Cross)would not enroll the applicant, such as being treated or had a stroke, heart disease etc.
(The applicants were out of the guarantee issue period, had current health problems and would only qualify for a Med supp through AARP)
AARP will have to raise the rates in the future due to the adverse selection or begin to have stricter underwriting rules.