Sorry in advanced if this is in the wrong section of the forum.
I went in to get braces and my othodontist said I needed a orthognathic surgery (jaw advancement surgery) along with braces. The problem is I don't have health insurance but I'm planning on getting it. I can get insurance outside of open enrollment. But I have a consultation with the orthognathic surgeon soon and I just wanted to know if I should cancel it. The reason I ask is because on a certain forum I found a post where people said
"Whatever you do, do NOT get any consultations about your jaw conditions until you are insured. Also, if you tell the insurance company "Hey, I'm thinking about jaw surgery so I need to know if it is covered", I assure you that it will end up being treated as a pre-existing condition and excluded."
But this was posted in 2009 so I was wondering if it is still applicable?
I went in to get braces and my othodontist said I needed a orthognathic surgery (jaw advancement surgery) along with braces. The problem is I don't have health insurance but I'm planning on getting it. I can get insurance outside of open enrollment. But I have a consultation with the orthognathic surgeon soon and I just wanted to know if I should cancel it. The reason I ask is because on a certain forum I found a post where people said
"Whatever you do, do NOT get any consultations about your jaw conditions until you are insured. Also, if you tell the insurance company "Hey, I'm thinking about jaw surgery so I need to know if it is covered", I assure you that it will end up being treated as a pre-existing condition and excluded."
But this was posted in 2009 so I was wondering if it is still applicable?
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