Need Help Finding MA Supplement (for Lack of a Better Term)

Dec 16, 2008

  1. sman
    Offline

    sman Guru

    Posts:
    6,228
    Likes Received:
    252
    State:
    Georgia
    I know this has been discussed many times here. I just skimmed through about 20 pages reading the thread headlines and can't find it (that doesn't mean I didn't overlook it).

    I've got a few clients that are adamant they want one of these daily hospital benefit plans. I never thought they were of benefit, but as I said, these clients are adamant.

    What carriers offer these types of plans?
     
    sman, Dec 16, 2008
    #1
  2. retread
    Offline

    retread Guru

    Posts:
    1,932
    Likes Received:
    7
    State:
    Kansas
    I think you may be talking about a GTL tie-in....
     
    retread, Dec 16, 2008
    #2
  3. patch36
    Offline

    patch36 Guru

    Posts:
    1,066
    Likes Received:
    3
    State:
    Missouri
    This what you are looking for?

    GTL Advantage Plus

    Why GTL?

    The GTL difference:
    Helps out with Medicare Advantage co-pays & deductibles

    Daily hospital confinement

    Ambulance

    Durable medical equipment

    Skilled nursing home care

    Lump sum Hospital confinement

    Additional benefits
     
    patch36, Dec 16, 2008
    #3
  4. GreenSky
    Offline

    GreenSky Guru

    Posts:
    15,339
    Likes Received:
    455
    State:
    Nevada
    The best plan I know of is through Continental General, called the Continental Edge. About $300 a year for a $1,000 benefit paid after 1st day in-patient. (Not that I think it's a good value, but people like it).

    You can get it from www.ritterim.com.

    Rick
     
    GreenSky, Dec 16, 2008
    #4
  5. jdeasy
    Online

    jdeasy Guru

    Posts:
    16,786
    Likes Received:
    218
    State:
    Kentucky
    Probably looking for an indemity plan like GTL. I looked at GTL a year or so ago, their problem is in the underwriting. Most of the people that needed it and wanted it couldn't get it because of the underwriting.
     
    jdeasy, Dec 16, 2008
    #5
  6. midwestbroker
    Offline

    midwestbroker Guru

    Posts:
    2,372
    Likes Received:
    48
    State:
    Missouri
    The only 2 I know of have been mentioned here...continental and GTL.

    The GTL works better with a per day hospital co-pay and the continental pays per visit. So, it depends on the plan you are offering. With either you can add vice-versa coverage but it adds to the premium.

    I use GTL for the simple fact that the app is easier (less underwriting) and no call in is needed at time of enrollment.
     
Loading...