Hello All, I’m new to this forum, as you can see, but thank you for reading. My problem is that I’ve been trying to get back in to the insurance business, but it has been very difficult for me. Due to two life changing events, money is a big challenge for me. Starting with Lincoln Heritage, only to find out that there leads left a lot to be desired. I then got involved with Howe Insurance Services, but when I told my upline that I needed to start part time, they canceled all of my contracts and told me to call them when I wanted to go full time. Last year I got involved with TWA working with military individuals and I was very successful selling (with virtually no training) their universal life product, but my manager was very difficult (PTSD) to work with and I ended up leaving after only two months. At this point I’m feeling like a tennis ball bouncing from organization to organization not knowing how it will work out. Bad/no product training, out and out lying, or a 40% contract. It’s been a struggle to say the least. My other problem is that I have an acquaintance (28 y.o. male, non tobacco user) that wants a $500,000 20 pay policy for around $5,000/year, but I don’t have a company that I can write the policy with. I’m currently contracted with 5 Star along with a few others (I think), and licensed in KS. I would like to find a good carrier that has a 20 pay life, FE and supplemental products that I could contract with directly. I just need a little help to get back on track, But any feed back would be great. Thank you for reading and replying.