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Hey guys,
I have a client that won't qualify with the individual plans I sell because of her height and weight. Her and her husband are dear friends of mine, so I definetely want to try and help them if at all possible.
She lost her job with group coverage and does have Cobra available but she thinks she is going to be self employed in the future. I do sell a mini-med that pays up to a 1000/day benefit, but I know that her concern is a catostrophic illness that could run up in the many thousand dollars....a mini-med is going to leave her very exposed in a case like that.
Should she stay with the Cobra no matter what the cost for the next year? Would she be a candidate for the risk pool? I want to be able to lay out all her options when I see them Thursday.
Any help would be appreciated.
Cliff
I have a client that won't qualify with the individual plans I sell because of her height and weight. Her and her husband are dear friends of mine, so I definetely want to try and help them if at all possible.
She lost her job with group coverage and does have Cobra available but she thinks she is going to be self employed in the future. I do sell a mini-med that pays up to a 1000/day benefit, but I know that her concern is a catostrophic illness that could run up in the many thousand dollars....a mini-med is going to leave her very exposed in a case like that.
Should she stay with the Cobra no matter what the cost for the next year? Would she be a candidate for the risk pool? I want to be able to lay out all her options when I see them Thursday.
Any help would be appreciated.
Cliff