New Aetna plan

Discussion in 'General Insurance Agent Discussions' started by somarco, Oct 15, 2006.

  1. somarco
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    somarco Guru

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    Aetna will be offering two new plans in GA (and presumably other states) in December. These low cost plans are dubbed Preventive 1250 & Preventive 3000.

    The Preventive 3000 is HSA compatible.

    Premiums are about half the cost of the relatively popular Value Plan. A family of 4 in their mid 30's can have the Preventive 1250 for $289 per month vs $440 for the Value Plan with a $2000 deductible.

    The plan offers wellness benefits such as an annual GYN exam with $0 copay and a routine physical every 24 months for a $25 copay. The plan has a $1250 deductible and 80/20 coinsurance to $2500 OOP plus the deductible.

    The catch?

    Other than wellness there are virtually NO outpatient benefits.

    No doc visits.

    No Rx cover.

    No DXL.

    No DME.

    Half a plan for half the premium. What a deal.
     
  2. GreenSky
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    GreenSky Guru

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    Thanks for the information. I have a client that might want this plan.

    Rick
     
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