Hello, I am a newly licensed L&H agent here in Georgia. I have been a CFO/COO for the last 18 years and have found myself suddenly out of a job. I am considering focusing initially on selling life insurance (mainly term - via phone) from self-generated contact center leads. I am also looking into the possibility of doing the same for individual health insurance. For the life insurance, I am planning to contract with West Coast Life, RBC, Guarantee Trust Life, HSBC. For the individual health insurance market, I am considering United Healthcare/Goldenrule. If anyone has any experience or advice they would like to share with me concerning these companies or my proposed plan, I would be appreciative. I have been reading this forum for the past several months and have received a great deal of useful information. Thanks again. "You don't have to be great to start, but you have to start to be great."