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Unfortunately I don't speak Spanish. In the area that I live now it seems to be a good skill to learn.
You learn it and you for abut 25 prospects to speak to per week. Por favor
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Unfortunately I don't speak Spanish. In the area that I live now it seems to be a good skill to learn.
MassMutual will take you. They put Bachelor's degrees as a requirement to weed out the unqualified and those who won't be able to pass the licensing exam as well as being able to have the intelligence to pass securities exams.
However, I don't know of ANY career agency that will take you 'part-time'. Now, there IS such a thing as "career sampling" where they contract you and you have 90 days to be part-time, then you are full-time with them. I'm pretty sure Mass has that kind of program.
However, there is another one I'd look into if I were you: Tax and Financial Group with Securian, however, they would require that you obtain your Series 7 & 66 before officially coming on board.
The reason I'd look into them is because they have ACTIVITY-BASED compensation while you're getting started. So you can earn some money for doing your prospecting activities. However, they are much more than just life insurance focused. You'll be focusing on high net worth client prospecting. I never did get a specific firm definition of what THEY considered to be 'high net worth', otherwise I probably would've gotten started with them.
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New York Life has multiple offices in Orange County. Irvine and Brea come to mind. Mutual of Omaha had an office in Irvine, last I checked. Axa should be in Irvine. I think Metlife is also in Irvine. Ameriprise should still have an office in Irvine, but like Tax & Financial Group - they will require securities licenses before you officially start. Northwestern Mutual is in Newport Beach, last I checked. Pacific Advisors is with Guardian life:
However, all the above... will require a full-time commitment as a career agent.
Contact them and talk to a manager. Tell them what you're looking for and go from there.
There are two NAIFA chapters in Orange County - depending on where you're located.
However, if you're looking for lack of bias, I'm not sure you'll find it. NAIFA chapters generally have a lot of New York Life and State Farm agents, and quite a minority of other companies represented. You won't necessarily find a lot of independent agents either.
What I sense you need... is a way to interview companies/recruiters and determine where you'll get the best deal. Notice I said that YOU interview THEM... rather than they interview you.
DHK, THANKS! This is some great information.
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What does this mean?
It means by posting here you have obligated yourself for a lifetime contract with whatever recruiter utters that statement first kind of like a blood contract thing.
Now, let me tell you a bit about my NAIFA experience. I joined for ONE reason: I wanted to meet a past president of the MDRT and ask him for his advice. He lived or worked near where I was, so I thought I'd try to be strategic to meet him.
It never happened.
It wasn't until I joined the same agency that I finally met him and we went to lunch. And let me tell you...
... it wasn't that great of a meeting. And he wasn't exactly the "mentoring type" either. I set up a meeting for joint-work, and it was a no-show appointment for the two of us (he was a dentist running late with his own appointment), and he complained to my manager about it. Hey, life happens. I apologized and moved on. I wouldn't bother him anymore for anything.
I've gotten my best training and mentoring from the Insurance Pro Shop. You can check out their online video training for $25-$35/month here:
You can also give them a call about your situation and ask for some advice. Their number is 877-297-4608.
If you are fully trained, then you wouldn't have to worry about an offer from a career agency (that pays about 55%) and you could get independent agent contracts at 80%+.
Just another angle you may want to consider.