New Agent Looking to Get Additional Education to Shorten the Learning Curve

I am thinking to sign up for one of irmi training course:
Construction Risk and Insurance Specialist (CRIS)


I am brand new to insurance world and I want to become an "expert" as fast as possible and know the ins and outs of the industry.

Has anyone gone though this program. Was it Worth it?

www irmi com/sf/insurance-continuing-education/cris

thx for the feed back
 
Any niche related training you can get would be of value. That said, don't be taking advanced courses without first learning the basics.

Also, taking a course is not going to make you an expert. Expertise takes years of practical experience to attain.
 
I passed my tests for P&C and L&H. So I believe I know the basics. What I really want to do is be able to look at an actual GL policy and know what is covered what risks the numerous endorsements open up etc.
 
I passed my tests for P&C and L&H. So I believe I know the basics. What I really want to do is be able to look at an actual GL policy and know what is covered what risks the numerous endorsements open up etc.


A good idea is to pick commercial insurance or personal insurance. You can not be an expert on both. Commercial insurance is very hard to learn and if you do you will do very well in the industry. Not many brokers know how to give proper commercial policy.
:idea:
 
Just because you passed your tests doesn't mean you know how to apply it in the real world.

I don't mean to come across negatively because I'm not normally like that. However, this topic jumped out at me as I am dealing with a new agent and these very same issues. She's a great employee and has tons of potential, but she is trying to write every policy under the sun without understanding where she is going. I keep telling her it takes years of experience to get to that level of real knowledge that you use to make you the best agent. I don't know if she will buy in to my system or not, but if she does I think she will be greatly successful.
 
:1smile:I understand that the test is just the first step.

I have heard the it takes years to become an expert and I agree, mostly. But there has got to be a way to speed up the proses. The school of hard Nocks will always teach you weather you want it or not. But learning from a professional instructor could certainly move you up the curve a lot faster. A mentor would not hurt eather.

I have decided on my direction, going for commercial and specializing in the Construction industry.


unless some one advocates a better program I think I am going to take the classes.
5 classes at $79 each is $395 is a bit spendy for me but if it shortens my learning curve it will be well worth the money. I can't sell what I don't know.
 
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Z insurance what are those classes called. Who teaches them?

The certification is provided by IRMI,
The certification is called Construction Risk and Insurnace Specialist (CRIS)

The 4 core classes are:
Commercial Auto, Surety, CIPs, and Miscellaneous Lines
Commercial Liability Insurance for Contractors
Contractual Risk Transfer in Construction
Property Insurance for Contractors
Workers Compensation for Contractors

Here is some info about the first class I want to take.
Commercial Liability for contractors:

This course -Commercial Liability Insurance for Contractors- will examine each of the three coverage parts of the commercial general liability (CGL) policy bodily injury and property damage (Coverage A), personal and advertising injury (Coverage B), and medical payments (Coverage C) including the insuring agreement and exclusions.

Learning Objectives
This is an intermediate level self-study course. Students who successfully complete this course will be able to:
  • Identify the major categories of insurable liability risk faced by contractors and explain how each is covered by the standard CGL policy.
  • Differentiate the two coverage triggers used in commercial general liability insurance policies and explain how each trigger defines what policy will apply to specific liability insurance.
  • Define and give examples of: (1) "bodily injury" and (2) "property damage" and differentiate "bodily injury" from "personal injury".
  • Analyze the scope of the CGL exclusions, such as contractual liability, pollution, and "damage to your work," and explain how claims may be covered despite the exclusions.
  • Explain the significance of "insured" status to the availability of coverage under a standard CGL policy and differentiate between a named insured, an automatic insured, and an additional insured under the standard CGL policy.
  • Explain the reasons why contractors enter into controlled insurance programs or joint ventures and cite examples of a coverage modification that may be necessary when a contractor participates in a CIP or a joint venture.
  • Explain the function of umbrella liability insurance, contrast the coverage available under a typical umbrella policy with that of a standard CGL policy, and illustrate the major ways in which a contractor limitation endorsement alters the coverage of an umbrella policy
 
A good idea is to pick commercial insurance or personal insurance. You can not be an expert on both. Commercial insurance is very hard to learn and if you do you will do very well in the industry. Not many brokers know how to give proper commercial policy.
:idea:

Does that meaning trying to learn life, PL and CL of P & C is impossible? lol. My plans is to concentrate on retail eg. nail salons, restaurants for P & C due to my market.
 
How about actually reading a policy? When I started my boss made me take home our company policy booklets and read them every night until I got to know them cold. Obviously, this has nothing to do with selling a policy but it's a good place to start. Then, as others on here have mentioned, you get the real world experience to back it up.
 
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