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Aug 18, 2008

  1. JCK818
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    JCK818 Guru

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    Hey guys, I am going independent. Looking to get appointed with few companies.. What do you guys suggest? Do Health companies require E & O and good credit for appointments as well? Sorry if the question is silly..
    Please advise..
     
    JCK818, Aug 18, 2008
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  2. JCK818
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    Also, are there GA's like in Life insurance? WHat companies do you guys suggest?
     
    JCK818, Aug 18, 2008
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  3. myinsurebiz
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    Some do.

    If you have trouble getting appointed - ring me up.

    Good luck to you . . .

    Tom
     
  4. Dave020
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    Dave020 Super Moderator Moderator

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    Hi and welcome. In California, you should write your individual & family plans directly with the carrier, as there is no GA override for those. For group you can use a GA.

    You will need E&O coverage although I don't think you have to have it to get appointed. I have mine through Blue Cross (Anthem) and it runs about $460 a year. You can buy it when you are appointed with either Anthem Blue Cross or Blue Shield CA (both offer it).

    You will want to get in touch with your local Sales Managers as soon as possible to get contracted.

    Anthem Blue Cross Agent Support: 800-678-4466
    Blue Shield CA Producer Support: 880-559-5905
    Health Net CA Agent Support: 800-909-3447
    Kaiser Broker Support: 800-696-8800
    Aetna:Renee Brown 817-417-2135


    For group, there are several good GAs:

    Benefitmall
    www.benefitmall.com

    Word & Brown
    www.wordandbrown.com

    Dickerson
    Dickerson Employee Benefits

    Warner Pacific
    www.warnerpacific.com

    Also there is a small GA in Belmont, CA that can offer you Delta Dental and VSP down to 2 employee groups:
    Dental and Vision Ins Home
     
    Dave020, Aug 18, 2008
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  5. Dave020
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    Dave020 Super Moderator Moderator

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    You licensed in California, Tom?

    You need only submit a new case with each carrier to be appointed. All IFP appointments in CA are done direct, there is NO GA override on IFP business here. RSMs are free, GA take a 5% or more cut.
     
    Dave020, Aug 18, 2008
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  6. myinsurebiz
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    Good advice Dave!

    No - not in CA.

    But - if he has problems getting appointed we can get him a non res or two.

    Tom
     
  7. JCK818
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    Thank you for your help...You guys are amazing
     
    JCK818, Aug 19, 2008
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