New Assurant guarantee issue plans

[nc health agent]

Has anyone received information regarding these new guarantee issue plans from Assurant? John, what have you heard if anything?

 

[Crabcake Johnny]

Assurant GI? In the dark on that one

 

[nc health agent]

Got this from Larry Moffatt.

You won’t want to miss the new product line that is now available through (Assurant Affordable Health Access). We call them our “aaha” plans. One plan is a Guarantee Issue Health Plan with NO….yes you heard it correctly NO health questions! The other two plans have limited heath questions. You now have something for everyone. You do not have to turn anyone away. Your knowledge of these products and benefits will increase your sales and help protect your renewals.

 

[Crabcake Johnny]

This?

http://www.assuranthealth.com/NR/rdonlyres/F3638FA3-AC81-4ECC-8FE2-887A99C4B3E6/0/ahaPlans.pdf

http://www.assuranthealth.com/NR/rdonlyres/D144DECD-3942-40AD-901B-E43D19FBDA60/0/ahaRateTable.pdf

Plans

Only "A" is GI.

 

[nc health agent]

Those must be the ones...not very impressive....the GI plan is awful and 1000/day max on inpatient on the other....no better than AIM or ICAN.

Assurant, lettin me down.

 

[Crabcake Johnny]

Ican beats this hands down

 

[indmedins]

At least the rates aren't anything like keymed, the client has to re-mortgage their home to afford that premium.

And, John, I can't believe you didn't know this. You should be ashamed of yourself, lol.

 

[nc health agent]

what is ICAN's stand on pre-existing? standard 12 month waiting period like the rest?

 

[TXINSURANCE]

The Assurant plan with NO MEDICAL questions is horrible, why even bother. That is possibly the worst limited plan I have ever seen.

Does your E&O cover these type of sales?

 

[Expat]

You have to hand it to the management at Assurant. Every time they launch a new plan you think that things could not possibly be worse.
Then they come out with the latest plan and sure enough, things are worse.