Hey there Cheeky Monkeys, I like game shows and especially the older ones like Match Game and the like. I feel strongly for newbs like me, we are having a tough time wrapping our heads around some of this. I am going to describe the business, # of employees, etc...you in turn give us a typical range of where that business falls. I went out door knocking a bit and I think I need to aim higher so this is who I am targeting and you tell me what their premiums likely are. 1. Green XYZ Inc, they specialize in painting interiors and of course are doing it all to code according to Global Warming Warnings...they have 3 vans or trucks on the road, say 10-15 employees total, they've been in business perhaps 3-5 years. What do you think they pay annually in Commercial Insurance? 2. Joe the Plumber: He has a total of 2 vehicles including the one he drives around. He has a total of 5-6 employees and he has the business for about 8-10 years now. 3. ABC Hurricane Impact Glass: We get a lot of this in Florida and South Florida, lots of companies that specialize in all kinds of stuff around the house. We have retrofitters down here to help folks tackle "toenails" which greatly impact their insurance premiums, etc...ABC has a total of 5 trucks on the road and a couple of trailers as well. They have a total of 25-35 employees and they are very well established in the area. It has been my experience to this point and doing my research, I know folks like Brown and Brown and Marsh are not calling back to most of these folks. If the premium is under $100,000 or won't generate $10,000 in revenue they don't even bother. So help me so I can help others, what are the approximate premiums for these types of businesses? It just cannot be "It depends" because I am giving you what I can see with my eyes prior to entering these companies on foot. I want to have an idea of what to expect so I don't embarrass myself. Please chime in if you have some real experience with these type of companies. Thank You!