Just saying hello. Gonna start my own business soon and thought I'd get on here for some good old fashioned insurance knowledge! (figure of speech - not insinuating anybody on here is old fashioned in their knowledge! About Chad: from Bloomington/Normal, IL (I'm sure some of you have heard of that place!) 4 yrs Navy 4 yrs college w/ a dbl major in Inurance and Finance while receiving my Series 6/63, life, health and accident licens, Chartered Mutual Fund Counselor desig(CMFC) and interned w/ Northwestern Mutual, all as a Sr. in college (busy year) worked in Allstates Equity Investment dept as an associate analyst in Northbrook, IL Earned my Registred Professional Liability Underwriter (RPLU) desig Underwrote publicly-traded (and some small private company) D&O, EPLI, Fiduciary liability for 6 years w/ the two largest in the industry (for those lines) Produced for 13 months w/ a syndicate of Lloyds Currently, I'm in the process of starting my own business and doing the research (it's not sales) My best friends and girlfriend (who I was introduced to by a broker) are all in the industry (god help me) I'm living the dream I'm looking forward to learning on this forum.