Hello, My name is James I am in Florida and hold a 20-44 and a 2-15. I have worked for a state farm agency previously. If it matters in the least I also have an MBA. Life circumstances have changed and the summary essentially is I am a parental and household caretaker though I am not independently wealthy so I still require income. My first thought was independent contractor insurance sales or captive agent with an independent schedule. I would think I would have a hard time starting my own agency considering I do not have a book of business to show production and I also don't have start up capital or credit due to my situation. I'm here looking for a point in the right direction. I obviously do not want to sell a person something they do not need and refuse to compromise my personal values. Does anyone have advice for opportunities that have that sort of flexibility? I have been approached by primerca and after reading about them turned them down I was also contacted by symmetry financial and did not follow up on contact after reviews. Colonial left me a voicemail asking to talk to me though they only said colonial. I have applied at mutual of Omaha with no current response. Thanks a million for suggestions. Fairly certain I don't want to sell final expense insurance, accident insurance or cancer type plans.