NY - new license, write my own Life policy, where to start?

Mar 10, 2019

  1. SParker
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    SParker Expert

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    Hi All, I posted a similar thread about a month ago but couldn't find it so I am starting another one here.

    I just passed the LIFE exam and will be getting my NY license very soon.

    I am looking to write my own participating LIFE policy plus a couple of annuity contracts also for myself .

    Question: how can I obtain quotes for LIFE and ANNUITY products in NY so that I can compare and evaluate what is a good policy or contract for myself? I want to check out as many LIFE and ANNUITY products as possible before making a decision.

    I understand that since I will be my very first customer, controlled business will be an issue. Need advice on how to get around this.

    Would appreciate any advice or suggestion.....
     
    SParker, Mar 10, 2019
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  2. BADTROUT
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    BADTROUT Guru

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    If you intend on selling to more than just you, no need to worry about controlled business. As for what carriers, I would when you are licensed reach out to a good life brokerage to get you the carriers, and most provide a rater. I have a great one to work with once you get to that point I will get you in touch with them if you PM me.
     
    BADTROUT, Mar 10, 2019
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  3. pfg1
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    pfg1 Guru

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    An IMO or brokerage can help you with the quotes I'm sure. I know NY plays in their own game...you might reach out to Tahoe Ray on here, he may be able to point you in a good direction on who to work with.
     
    pfg1, Mar 10, 2019
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  4. myinsurebiz
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    myinsurebiz Guru

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  5. myinsurebiz
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    myinsurebiz Guru

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    click on your screen name and you will be able to manage your account.
     
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