Ohio National to Develop Indexed Products

[scagnt83]

I'm assuming both you and dhk are saying both policies can lapse?.. I understand how the iul can lapse but how can the wl lapse?

If you take too much Loans or Withdrawals from it then it can lapse. Other than that the WL is guaranteed in a RPU situation.


And IULs can be Guaranteed down to extremely low crediting rates, such as 3.5%, even without RPU. If you reduce the DB you can get it Guaranteed down to the 3% range.

 

[marindependent]

Ohio National is a great company. Real Solid People.

Scott W Johnson
Marindependent Insurance Services LLC
415-294-5454 - CA LIC 0K10734