Oklahoma Rates

Apr 9, 2007

  1. redzalez
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    What companies offer good rates in ok?
     
  2. Crabcake Johnny
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  3. Crabcake Johnny
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    I picked 74101, Tulsa, because I have a buddy who lives there:

    Male 40, female 40, 2 kids standard non-smokers.

    Blue Cross - $2,500 deductible, $15 copays, no drug benefit - $547
    Golden Rule Copay Select - $2,500 deductible - $593
    Assurant Max Plan - $2,500 ded w/copay $435 - w/o copay $319

    HSAs - Assurant $5,700 ded - $341
    Golden Rule HSA 100 $5,650 ded - $367

    Assurant is crushing it in OK.
     
  4. James
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    Ehealth doesn't give Assurant in TN either in their quote engine. At least not when I run quotes with Ehealth.
     
    James, Apr 9, 2007
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  5. Crabcake Johnny
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    I can't imagine what the placement percentage or persistency is for people who purchase from Ehealth. I'd say 20% - and that's generous. Their sales reps (loosely called "agents") don't know anything about the plans - and that's if a client actually calls. Most I'd assume just choose a plan and apply online. Can you imagine the declines? Can you imagine the not-taken underwriting decisions? The cancellations as clients figure out that the lowest priced plan is junk? Ehealth is great for running free quotes. That's all it's good for.
     
  6. jacodaro
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    Same scenario, Arizona, 86303


    Assurant Max plan, $3500 Ded, OOP $2500, office co-pay, is $570.
    Remove office co-pay and it's $370.

    BCBS Blue Preferred, $2500 Ded, $523.
    Blue Preferred Basic, $2500 Ded, $347.

    But Core Med $3500 Ded + $2500 (OOP), and no office co-pay is $317.
     
    jacodaro, Apr 10, 2007
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  7. johnrocks
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    Remove office co-pay on AssUrant and save 200 bucks a month, that's what I've been saying office co-pays are a rip off. That's 2400 bucks a year, that's a lot of office visits in my neck of the woods!!
     
  8. Crabcake Johnny
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    Forget about copay plans. HSAs, Assurant without the copay option or GR's plan 100.
     
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