Online Applications

[cook920]

Gimp, I just signed up for an account. I will be contacting you today.

 

[The Gimp]

Gimp, I just signed up for an account. I will be contacting you today.

I look forward to hearing from you.

 

[cook920]

Feedback:

I just signed up, spoke to James and these guys are awesome. This will be a great addition for agents wanting to sell more than perform follow-ups. Contact Gimp if you are in need of a simple solution.

Note: No advances with contracts, but commissions are acceptable!

Heck I already have their quoter and e-application up on my site. Now it's just Market, market, market!

 

[JustinSane]

No commission advancements with their contracts??

Most IMO's offer advancements. To each his own, I guess.

I like the EZLife platform, though.

So give us an example of a couple of the main carriers offered, and your commission rates for them?

 

[NinjaNic]

Here is a list of our carriers.....I am sure I have missed a few;

[FONT='Times New Roman','serif']Allianz Life Insurance Company of North America
American Equity Investment Life Insurance Company
American General Life and Accident Insurance Company
Allstate Life Insurance Co of New York
American General Life Insurance Company
American National Insurance Company
Americo Financial Life and Annuity Ins.
Assurity Life Insurance Company
Aviva Life Insurance
AXA Equitable Life Insurance Company
Banner Life Insurance Company
Companion Life Insurance Company of NY
Conseco Life Insurance
Fidelity & Guaranty Life Insurance Company
Fidelity Investments Life Insurance Company
The Independent Order of Foresters
Forethought Financial Group, Inc.
Genworth Life Insurance Company
Great American Financial Resources, Inc.
Guarantee Trust Life Insurance Company
The Guardian Life Insurance Company of America
The Hartford Financial Services Group, Inc.
Integrity Life Insurance Company
John Hancock Life Insurance Company USA
Legal & General America
Life Insurance Company of the Southwest
Lincoln Benefit Life Company
Lincoln National Life Insurance Company
MetLife Investors USA Insurance Company
Minnesota Life Insurance Company
Mutual Trust Financial Group
National Western Life Insurance Company
Nationwide Life & Annuity Co of America
New York Life Insurance Co
North American Co for Life and Health
Old Mutual Financial Life Insurance
Pacific Life Insurance Company
Presidential Life Insurance Company
The Principal Financial Group
Protective Life Corporation
Pruco Life Insurance Company
ReliaStar Life Insurance Company
Savings Bank Life Insurance Co of MA
Standard Insurance Company
State Life Insurance Company
Transamerica Financial Life Insurance Co
United Home Life Insurance Company
United of Omaha Life Insurance Company
Unum Group
West Coast Life Insurance Company
Western Reserve Life Assurance Co. of Ohio
William Penn Life Insurance Co of NY [/FONT]

 

[JustinSane]

ummmm ok....Let's start with Amer General, Assurity, Presidential and UHL..... what do you offer in regards to commission levels for those carriers? I have most of the others that would be of interest anyways.

 

[JRoot]

Note: No advances with contracts, but commissions are acceptable!

I'm glad you like the platform! A lot of new features coming soon.

I don't want any bad information passed around, so I'll chime in here. Advances ARE available with EZlife.
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ummmm ok....Let's start with Amer General, Assurity, Presidential and UHL..... what do you offer in regards to commission levels for those carriers? I have most of the others that would be of interest anyways.

Call The Gimp and he'll go over them with you. We don't post commissions in public forums.

 

[WinoBlues]

If I were building a book this would be a great way to do it. Make the lower premium cases more doable. It is just hard to run appointments for $300-$400.

Side note: If I was going to build a term book at this age, I would prefer to only do 10-20 convertible term. Leaning to the 10 year. I get to the term renewals (conversions and rewrites) sooner.

 

[NinjaNic]

As most of you know, I am with the IMO behind www.EZLifeSales.com. We rebrand our tool for GA's across the country to recruit agents (www.RootEZLife.com). The system was truly built for agents, by agents.

To clarify a few items: there is NO standard commission rate. Commissions are dependent on the upline you choose to work with and the level of support that they bring to you and your business. Some uplines work very well with internet lead business, others with working with P&C agencies, and some with cross selling in an financial advisory setting.

Advances: we don't lead with advances. We allow them but only at the carrier level, for select agents that are credit worthy. I am sure you can imagine, as an IMO we have had our fair share of massive charge back debts over the years from agents that are no longer answering their phones... Quick honestly, I am not a fan of advances as I enjoy building my "pension" of commissions.

A couple selling points to the system;

• Order ticket model--you sell, we to the rest
• Live transfer--you sell, live transfer the client to our fullfilment center (our employees, NOT a carrier or exam company)
• Built in HTML email marketing templates
• online quoting functionality for websites or anything that accepts HTML
• EZLink--a link you can send to your client for self completion
• Health analyzer, and XRAE integration to help you accurately quote cases
• LIVE CHAT--get your case design or underwriting questions answered in REALTIME
• 30+ carriers on the tool
• Soon to quote simplified issue and select final expense products, as well as LTC and SPIA's
• Full case status in realtime
• PERFECT for P&C or Health agents (it helps quote accurately, and allows handing off of the paperwork)
• E-signature with many carriers...more coming on board monthly

There have been a lot of questions about the system and I figured it would be better to hear it right from one of the guys that helped design and develop it direct from the IMO....

 

[JustinSane]

Thanks for clarification on the advancements...I was gonna say!! LOL.

I have offers for the following carriers....I am a well-established producer with consistent production. (Not a newbie expecting a company car...LOL).

Here's what I CAN get (although I am keeping my options open):

Amer Gen - Schedule S (105% 30-yr term)

Assurity - Level 9 (I think)....123% 20/30-term

Presidential - 65% on the GI product (paid as earned, though)

UHL - Level 3050 (125% whole life - 120% final expense)

Not trying to call anyone out here, but figured this is a good way to see if anyone can match or do one better than those levels. If so, you can send me an email through this forum.....I don't want to start any arguments, so play nicely folks!! :bump: