"Own Occ" Carriers

[JRoot]

Besides Guardian and Standard, are there any other DI carriers who still write "own occupation" DI?

 

[STIBROKER]

Illinois Mutual Life Insurance Company

 

[Winter_123]

Besides Guardian and Standard, are there any other DI carriers who still write "own occupation" DI?

Assurity

 

[JRoot]

Assurity

If I remember correctly, Assurity has own occ for the first 2 years then sneakily changes to any occ after that.

 

[WBunch]

Union Central, Principle and MetLife. Union arguably has one of the best Own Occ definitions, perfect for your professional clients. i.e. Surgeons, Lawyers, ect.

 

[ReganTurner]

Mass Mut also has for certain occ classes...so carriers who offer Own Occ through Age 65 for certain WC Occ classes

Berk/Guard
Met
Princ
Standard
Union Cent
Mass Mut

 

[BiggitySwat]

Mutual of Omaha's DI Choice product comes to mind.