Oxford Life ?
- Thread starter Allines
- Start date
Were they really ever on the planet? Underwriting is tough, which is why few use them.
- 18,980
it seems quite a few FEX agents use them and like them. I can't understand why. They are about as difficult as Settlers.
- 16,876
We do quite a bit with them every month. The phone interview is lengthy and a nail biter. But the rates are low and 1st year commission is high.
They approve a lot of cases that aren’t perfect health. Good with insulin dietetics. Good with people that are two years past cancer and heart events.
I keep getting emails in my spam filter wanting me to be appointed with them. That's the number one reason I'm not.
I do see their rates are low, but I have never heard of anyone selling them. I figured if I don't them of them or here much from them, how good could they be?
That being said, I never heard of or dealt with Settler's till I learned a bit more about them. Now they are often my second "go to" company.
- 6,993
Ok..If you like Settlers, you'd love Oxford lol.
I've not had a problem with the yet, but that doesn't mean anything. I'm just a part - time agent for the most part so I don't write a lot of policies with them. **Shrugs** The day may come when I have an issue, but for now I'm happy with them.
Recently I wrote my first UHL policy which was a replacement of a Colombian Life Product. That was a nightmare for me for a few reasons, but it's done and I would use UHL again if it benefits the client. I'm chalking that up to a learning experience.
- 6,993
Part time explains it. When you're writing $15-25,000 a month you really start to see the warts of a company.
- 16,876
Oxford is very good if you are a price sensitive agent. Some agents can sell higher priced companies all day long and be just fine. Others need to have that price advantage.
If you need the low prices you want KSKJ, Oxford, Standard Life, Life Shield, Trinity, SNL, etc. the companies that are low when you pull up the quote comparisons.
You might not need all of them. But you need a few good ones.
If you need the low prices you want KSKJ, Oxford, Standard Life, Life Shield, Trinity, SNL, etc. the companies that are low when you pull up the quote comparisons.
You might not need all of them. But you need a few good ones.
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