I posted this in the life forum and didn't get any replies so I figured I'd repost here ... For renewals, would you choose P& C or Med Supp and why? Pros? Cons?
No customer service, no collecting payments monthly, less competition in my area, I can write a policy for any of the carriers for med sup, but once I put them on AARP that is where they stay.
Some P&C commissions are of course going to be larger, but then there is claims, billing issues, non-payments and you are constantly on guard for another carrier that you don't have access to that can save them a dollar a month to switch. Plus I feel like car insurance has a 24/7 advertising cycle to entice your customers to call another company. Medicare is a once a year thing for the most part.
