Passive Renewal Rules for 2017

Idiotic implementation once again:

Most passive reenrollment transactions are sent to issuers before the start of the OEP to provide issuers time to prepare issuer-provided reenrollment notices, which include information about the APTCs that will be provided if the consumer is auto-reenrolled. Enrollees who visit HealthCare.gov and check their HealthCare.gov accounts during the OEP will not see their passive reenrollment until December 16.

If the enrollee makes an active plan selection before December 15, any passive reenrollment transaction previously sent by the FFM should be disregarded.


So every consumer who already has coverage and decides to do an active enrollment before December 15th will also see a Passive renewal suddenly appear on December 16th and most likely be bombarded with emails and letters from the Marketplace about both selections.

What is wrong with these idiots? CMS knows how to do this with MAPD (one enrollment at a time), why subject people to this stupidity?
 
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