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I've noticed that many of the PDP plans have raised their premiums significantly and raised their copays on tier 2 and tier 3
Humana for example in MI went from $25.70 and a tier 2 was $25 copay. For 2009 the premium is $38 something and the tier 2 is $40 copay. It's not just Humana, I've been looking at the websites of different companies....most of them have the 2009 rates and copays online now. These are pretty big jumps, especially for seniors.
I've started looking at different plans to offer. RX America looks pretty decent and Medco's not too bad. Has anyone else started looking into this? Why in the world did PDP's do this. They weren't effected by the cutbacks on MAPDs from Medicare were they?
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I've helped alot of clients with their prescriptions. If my average client is on 4 brandname drugs and they were payinng $100 in copays (tier 2 $25 copay) They'll now have to pay $160 in copays (tier 2 is now $40) That's an increase of $720 a year just on copays, not to mention the higher premium
Humana for example in MI went from $25.70 and a tier 2 was $25 copay. For 2009 the premium is $38 something and the tier 2 is $40 copay. It's not just Humana, I've been looking at the websites of different companies....most of them have the 2009 rates and copays online now. These are pretty big jumps, especially for seniors.
I've started looking at different plans to offer. RX America looks pretty decent and Medco's not too bad. Has anyone else started looking into this? Why in the world did PDP's do this. They weren't effected by the cutbacks on MAPDs from Medicare were they?
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I've helped alot of clients with their prescriptions. If my average client is on 4 brandname drugs and they were payinng $100 in copays (tier 2 $25 copay) They'll now have to pay $160 in copays (tier 2 is now $40) That's an increase of $720 a year just on copays, not to mention the higher premium
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