Pennsylvania and Blue Cross

[aheff]

Question to those PA agents- Just starting to ramp up for IBC.My first online app took about 10x as long as my old paper apps submitted through Aetna. WTF?? Does it get easier? Can I expect the same nightmare with IBC's underwriting?
Thanks.

 

[arnguy]

Yes......

 

[mmike160]

I second that...
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I heard IBC, might be lowering our commission too...

 

[aheff]

Mike-where did you hear that and what did you hear?
Can both of you go into more detail about the process/underwriting with IBC?
Thanks

 

[mmike160]

The head guy with my GA had a meeting with our IBC Rep, he indicated that were likely to also reduce commission. I haven't heard anything else, but I'll let you know, if I do.

Underwriting is currently taking 3 weeks. If IBC, has questions about medical history, they will generally request records from the client and it's the client's responsibility to obtain them from the doctor.